We looked at the three major pet provider's policies and did the math. Whether more words means more cover or more exclusions - we will leave for you to work out. If you worried about the gaps or can't get pet insurance for your pet and want something more - consider PeerCover.

A shout out to  for the pdf word counter.

​Due to pet insurance coverage gaps or exclusions, which may include:

• Pre-existing conditions, 
• A co-share percentage or excess,
• Benefit limits (restrictions) 
• Your animal ‘too old’
• Your pet ‘too’ fat 

You may have thought the only way to prepare for the uncertain vet bills is opening a special bank account with a regular deposit to build it up. Now there is another way - PeerCover.

With PeerCover you and your fellow pet owners can band together to PeerCover your pet. How much you can claim depends on how much you deposit through PeerCover. Unlike insurance, you and your peers have the final say what is a valid claim - so you are not left with any nasty surprises. 

PeerCover charges a fixed $100 fee per claim to manage the platform and provide the PeerGroup with an independent recommendation on whether the claim should be paid.

For more information on the to insure or self-insure, see the choice article. To join-up to PeerCover click on the button below.